Jubelton significantly reduced by 2023

The jubelton is a tax-free amount with which your parents, grandparents, uncle/aunt can help you buy a house. However, you will probably have noticed the fuss about the jubelton. Currently, people between 18 and 40 years can get a tax-free gift of €106,671 for their own house. The cabinet has been talking about abolishing this tax-free gift for an owner-occupied home for some time now. They’ve decided: the jubelton will be abolished very soon. As of January 1, 2023, the exemption will only amount to €27,231. As of January 1, 2024, the jubelton will be completely abolished.

Buying a house in the Netherlands: last year of the jubelton

The tax-free gift for an owner-occupied home was intended to get the housing market moving. With this tax exemption, parents could help their children buy a house in the Netherlands. But, as you probably know, this is no longer needed. Currently, house prices are increasing even more due to the tax-free gift. In addition, it is causing inequality among starters (first-time buyers). That is why the cabinet wants to get rid of it, which is now really happening. The gift tax exemption is phased out in two years.

From 2023: gift exemption owner-occupied home €27,231

Next to the exemption for the owner-occupied home, parents are allowed to make a one-off donation of €27,231 to their child. Good to know is that they have to choose between the two exemptions.

As of 2023, the jubelton will be equated to the amount of this one-off donation. But what will actually be the difference between the two gifts in 2023? You can get a tax-free gift for an owner-occupied house from everybody: even from a vague acquaintance. Of course, that rarely happens, but it is allowed. The one-off free donation may only be made from parent to child.

From 2024: jubelton completely abolished

From 2024, the gift for an owner-occupied home will be completely abolished. From this year on, only parents can still use the tax-free one-off donation of €27,231.

What’s the alternative?

In 2022, the tax-free donation for an owner-occupied home is still €106,671. It will be nihil from 2024, with the hope of making the housing market a bit fairer. But what are the alternatives? Of course, you can still gift your child the money. However, you have to pay gift tax on the amount above €27,231 (check out the gift tax tariffs).

A family loan (familiebank) is also an option to help your children finance a house. With rising house prices, it can be complicated to finance a home through a mortgage, especially for first-time homebuyers. The family loan is also tax-advantageous: the interest on this loan is deductible, and the lender will receive more interest than if their money is in the bank. However, several conditions are attached to the family loan.

We’re happy to help!

Would you like some advice on gift tax, tax exemptions, or a family loan? We are more than happy to help you! Please contact us using the details mentioned below.

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5.0

Based on 820 reviews

De BelastingBespaarders

5.0

Cem Sakarya

08:23 26 Apr 24

Brem was a very helpful and knowledgeable tax advisor. He has been helping me file tax returns for the last two years. Furthermore he answered all of my tax related questions in detail. I definitely suggest his services.

Chad Barry

07:18 26 Apr 24

As an ex-pat, I had such a great experience with TaxSavers. I felt that I was provided with all the information needed which gave myself and my partner reassurance on the process. The communication was quick and effective as they are so knowledgable in their respective tax fields and, of course, such a kind, friendly and gentle approach which is so important! Thanks so much, team!

Tomas Kalinauskas

18:55 25 Apr 24

Great service. DeBelastingBespaarders have a very simple to use app that allows you to quickly submit all the documents you need very efficiently. Also, communication is always very clear and quick. I was mainly working with Kaylee who was patient enough to answer all my questions in great detail and also provided some useful information for the future.

Armityle

18:31 25 Apr 24

Sergio van Berkel Acosta

12:57 25 Apr 24

Daan Vos

09:13 25 Apr 24

Waar de blauwe enveloppen voorheen voor een verhoogde hartslag zorgden, voel ik me nu gesterkt door de wetenschap dat de BelastingBespaarders mij deskundig en effectief ondersteunen. Geen struisvogelgedrag meer nodig met de BelastingBespaarders als Blauwe Leeuw in je hoek. Dank!

Alex D

18:26 24 Apr 24

Fantastic service delivered by the Taxsavers! Great communication, terrific explaination...sweet people and great focus on details that helped me understand the dutch income tax system.

ian edgar

13:05 24 Apr 24

Great, efficient service from the the TaxSavers Team. Special thanks to Kaylee!

Andy & Arlene Houk

17:06 23 Apr 24

De BelastingBespaarders (Tax Savers) made the tax filing process very smooth and easy for us. The requested information was clear and easy to upload in their portal. They are very professional and communication throughout the process was prompt and very good. Mee walked us through our tax return in detail with clear explanations of each item, and explained the assessment process and timeline, making sure our questions were answered. We highly recommend Tax Savers!

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17:06 23 Apr 24

Smooth communication, on top of deadlines, very easy process

Patrick Reis de Souza

15:17 23 Apr 24

The best, easy and simple way of having your belastingdienst done, Tax Savers replied all my questions promptly, they always make sure you understand everything and nothing is done without further approval. I sincerely recommend their services for any expat or citizen that needs to have things done.

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07:48 23 Apr 24

kalyan Pawar

17:05 22 Apr 24

Very prompt service and thorough understanding of tax rules specially for expats, am super happy with Anne and team.

David Tennant

15:21 22 Apr 24

Great communication. Very fast and efficient. Their online services work really well. It was really easy to upload documents and book appointments

Dr. Keiland Smith

13:41 22 Apr 24

I appreciate using this tax service. I spent a lot of time looking for a company that can help with my Dutch taxes especially since it is my first time to complete them with my wife. It was very clear to do everything remotely and I like the portal that they have for uploading documents and for doing video calls. They answer the phone and they are able to help in Dutch and English.Ik waardeer het gebruik van deze belastingdienst. Ik heb veel tijd besteed aan het zoeken naar een bedrijf dat kan helpen met mijn Nederlandse belastingen, vooral omdat het mijn eerste keer is dat ik ze met mijn vrouw afrond. Het was heel duidelijk om alles op afstand te doen en ik hou van het portaal dat ze hebben voor het uploaden van documenten en voor het voeren van videogesprekken. Ze nemen de telefoon op en ze kunnen helpen in het Nederlands en Engels.

Kuba T

10:10 20 Apr 24

Pervoy Vasily

16:13 19 Apr 24

Great experience with BelastingBespaarders while filing my tax return. The service was highly professional, fast, and provided smooth assistance throughout the entire process. A special shout out to Kinora for providing clear and detailed instructions on the tax assessment process.

Martijn Visser

14:11 19 Apr 24

Gewoon een betrouwbare partner om de belastingaangifte op een betrouwbare manier te verzorgen.

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18:43 18 Apr 24

Na een zoektocht langs verschillende belasting kantoren, is de service hier een verademing. Snel, met kennis van zaken en vriendelijk . Onze situatie is enigszins complex ( deels wonend en werkend in het buitenland) maar we krijgen hier de hulp die we nodig hebben. Heel erg aan te bevelen!

Raffi Besiktasliyan

16:33 18 Apr 24

Duidelijk en vriendelijk advies en nam de tijd om al mijn vragen te beantwoorden.

Lu W

16:16 18 Apr 24

Very prompt, professional and friendly contact! The portal is easy to use and self explanatory. Overall very efficient and highly recommended!

Calin Iliescu

15:52 18 Apr 24

It's the third year in a row I work with De BelastingBespaarders team and I continue to be very pleased with the services and level of expertise they offer. A very friendly and intuitive interface to upload documents and manage communication for the entire process.

Joan Domingo Mas

12:49 18 Apr 24

Richard Meyer

14:01 17 Apr 24

We have been in The Netherlands for just over a year, and have been extremely impressed with the professionalism and efficiency that we have experienced while filing our taxes. Not knowing how taxes worked here, we were very quickly put at ease. Mee handled every question that we had quickly and fully, and we were effortlessly guided through the whole process. We will definitely be using these services again!

Jo'anne van Ooijen

13:47 17 Apr 24

Zeer vriendelijk en betrouwbaar. Begrijpelijke uitleg. Alles wordt keurig netjes in orde gemaakt. Dat heet nu "ontzorgen".

Doug Berger

12:45 17 Apr 24

De BelastingBespaarders provided me with prompt, courteous and highly professional tax services. Though my tax situation is somewhat complex, TaxSavers handled it quickly, accurately and quite responsibly, assisting me with document submission and offering me plenty of opportunities to ask questions about my return. I plan to stay with Taxsavers for the duration of my career, and highly and enthusiastically recommend them to anyone seeking tax services in the Netherlands.

Ido van de Groenekan

17:36 16 Apr 24

Ben prima geholpen. Snel en duidelijk contact. Erg tevreden.

Edgar Rodriguez Lozano

15:42 16 Apr 24

Really positive experience. Friendly and professional service and quick reply to questions.

Laurent le seignoux

11:18 16 Apr 24

Mohamed Ben Mohamed

07:57 16 Apr 24

Very happy with the help I got to handle the filing of my tax returns. Bram and the team are very punctual, meticulous and very professional. No hesitation to recommend De BelastingBespaarders!

Philip Mertens

09:26 14 Apr 24

Top service!

Brian Greenhalgh

16:55 12 Apr 24

De BelastingBespaarders /The TaxSavers provided fast and accurate tax preparation services.If you’re new to NL, give them a call. They can help you navigate 30% ruling, income splitting, M forms, you name it!Thanks Kaylee and De BelastingBespaarders!

Victor Preda

15:33 12 Apr 24

Bram was very supportive and knowledgeable throughout the process, helping us with all of our questions. Thank you!

isabella conserva

13:54 12 Apr 24

I have been a happy customer since 2019 when they helped me with my mortgage. Professional and timely service, excellent advisors.

Mike Gibson

08:15 12 Apr 24

We were lucky to discover Mee and The TaxSavers. Mee guided us expertly through our Dutch tax return,showing us how to avoid double taxation thanks to a Dutch- Canadian treaty. She was knowledgeable and efficient and took the time to explain things clearly.

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06:54 12 Apr 24

I have reached out the team of TaxSavers 3 years ago and I have always found timely responses, patient approach and I am highly satisfied to be advised and supported by the Team.Recommended

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11:46 11 Apr 24

I have been filing my taxes with the Taxsavers for the last 3 years and I have always had a wonderful experience. They are very professional and detailed with the analysis. They are prompt with deadlines and make sure you file taxes on time. They are always available to answer all questions. I would highly recommend them.

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10:09 11 Apr 24

Experience was very smooth as team handled this for me while I was abroad without any issues.

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05:21 11 Apr 24

Prima geholpen

Allie

15:28 10 Apr 24

Truly the best of the best accounting company. This marks our third consecutive year entrusting our taxes to them, and we intend to remain loyal for as long as we reside in the Netherlands. We extend our sincere gratitude to Kaylee for her clear explanations and dedicated efforts towards achieving the best possible outcomes. Sincerely, Alex and Vlad

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15:20 10 Apr 24

Friendly service.Very professional and helpful.Will definitely recommend them.

Nailx By G

13:29 08 Apr 24

I was a client for a little over a year and i was extremely happy with your services. My tax advisor is very attentive and very helpful, everytime I had doubts or questions she helped me always. Super recommend if you are a business owner.

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10:41 06 Apr 24

Het systeem van aanleveren van stukken is fijn, en dat je kunt terug kijken wat je hebt aangeleverd, zo'n persoonlijke omgeving. Ook snelle verwerking gegevens en bereidheid om vragen te beantwoorden. Goede samenwerking.

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15:12 05 Apr 24

I am very happy with my tax return and very appreciated ox Tax Savers and Mee Oten who helped me with this

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14:28 05 Apr 24

Awesome Service! Recommended

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12:52 05 Apr 24

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12:39 05 Apr 24

Very good service

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14:42 04 Apr 24

Extremely helpful & knowledgeable. Understands the needs of expats who are new to the country. Would highly recommend their services.

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13:52 04 Apr 24

I have very good experience, i found professional and helpful Staaf

Nico van Eijk

12:05 04 Apr 24

Snelle en accurate behandeling

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