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Buying a home

Buying a home in the Netherlands: how the mortgage process works, what you can realistically borrow and the steps from offer to keys, guided end to end.

1 article

All articles30% ruling1Box 35Buying a home1Cross-border1Deductions3Homeownership1Tax updates2
Financial partner for internationals

Expat mortgages

The 30% ruling and your Dutch mortgage — what lenders really do

A short, practical read on how the 30% ruling affects what banks will lend you — and the three questions that change the answer.

Written byTim van Hulst1 min
Clarity · twice monthly

Your money in the Netherlands, explained.

What's changing in Dutch tax, mortgages, insurance and pensions. In plain English, from advisers who explain it every day.

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