Not sure whether business legal expenses insurance fits how you work? We explain the terms in plain English. Our associated company, a separate licensed advice firm, arranges the insurance. We take on the tax that follows: message us about the tax side of your business insurance.
What you insure
Business legal expenses insurance pays for legal help when your business ends up in a dispute. The insurer's legal experts take the dispute on for you. Most policies also cover mediation and everyday legal advice, for example on staff or your premises. Policy terms and the insurer's letters are usually in Dutch. We translate them into your language.
It is not compulsory and it is not state legal aid.
It works alongside your business liability insurance. For lost turnover there is business interruption insurance. All three come together in the advice for your whole business.
Three moments
The three we see most at Dutch small businesses. Yours is different? Book your free call and we take it from there.
You delivered the work and the invoice sits unpaid. Cover usually includes collecting the debt for you.
This is meTHE CONTRACTA contract in Dutch can hold obligations you never saw. A dispute starts with those clauses.
This is meALREADY COVEREDMany package policies include some legal cover. Whether it reaches the work you do now is the real question.
This is meIs your doubt about your own income, not a dispute? Disability cover for the self-employed
Where it stops
Eight kinds of dispute fall outside most standard policies.
Timing has a hard edge too. An existing or looming dispute cannot be insured and a waiting period usually applies first.
Every policy draws these lines its own way. The line that surprises most owners is the border: work with foreign clients or suppliers and a dispute can fall outside standard cover. You get your policy read clause by clause, with a check on whether your insurer can add cover abroad. Look at the maximum the insurer pays towards external costs too. Some insurers handle claims in Dutch only. Check which language the legal help comes in.
Advice on the insurance is yours to take at your own pace. We sell nothing and you sign nothing before you are ready. Insurance advice itself comes from our associated company.
We listen: your clients, your contracts and your current cover.
We read your policy conditions next to how you work now and name any gap.
You see a written overview of your situation and current cover, ready for our associated company to advise on.
From here our associated company takes over: they advise on the insurance, arrange it and take it out with you.
“A policy is easiest to read before a dispute puts it to the test. Then you see in calm weather how far it reaches.”
Kim van der Manden
Direct contact
No call centre and no ticket queue. Kim works for A&H Finance, our associated company. She reads your situation and explains without jargon. We introduce you and she stays beside you afterwards.
Pick a slot this week.
Send your question when it suits you. We come back with a clear answer.
Call +31 20 2170120 and ask for Kim.
Advice options
Every route starts with the free call. You decide how to go on after that first conversation with your advisor.
ONE CONTRACT OR CLAUSE
The first talk is about one contract and the cover around it. You get the advice in writing.
YOUR CURRENT COVER
The first talk puts your current cover beside your contracts and counterparties. You get the gaps in writing.
YOUR WHOLE BUSINESS
The first talk covers legal cover, liability and income risk, with your tax position beside it.
Your advisor discusses what fits your situation in the first conversation. You then decide at your own pace.
In the first conversation your advisor looks at how many covers and contracts go into the reading. The first call is always free. The insurance is then arranged or changed for you.
Insurance advice is provided by our associated company A&H Finance. They advise you and arrange the insurance. Your agreement for this advice is with them and they are responsible for the service. TaxSavers introduces you and is not a party to that agreement. Do you have a complaint about the advice? Raise it with them first. If you do not reach a solution together, you can take it to Kifid. They are registered there and have accepted binding advice, so a Kifid ruling binds them.
A real dispute never asks which module it belongs to. We translate between the two: your work, your counterparties and the cover that fits.
Reviews
Extremely clear explanations and tailored advice. I would recommend.
Helped incredibly well and efficiently by these top performers! Communication was great.
The team and especially Kaylee have been fantastic. Highly recommend.
Frequently asked
Short answers first, detail in the call. Your question missing? Ask Kim
Your legal cover
Book a free call for a reading of your cover and contracts against what fits.
What's included
Any gap in your cover named
Your current cover set out in writing
Help in English or Dutch
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