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Not sure whether business legal expenses insurance fits how you work? We explain the terms in plain English. Our associated company, a separate licensed advice firm, arranges the insurance. We take on the tax that follows: message us about the tax side of your business insurance.
What you insure
Business legal expenses insurance pays for legal help when your business lands in a dispute. The insurer's legal experts take the dispute on for you. Most policies also cover mediation and everyday legal advice, for example on staff or your premises. Policy terms and the insurer's letters are usually in Dutch. We translate them into your language.
It is not compulsory and it is not state legal aid. You choose it because one unpaid invoice can cost more than years of premium.
It sits beside your business liability insurance. For lost turnover there is business interruption insurance. All three come together in the advice for your whole business.
Three moments
The three we see most at Dutch small businesses. Yours is different? Book your free call and we take it from there.
You delivered the work and the invoice sits unpaid. Cover usually includes collecting the debt for you.
This is meTHE CONTRACTA contract in Dutch can hold obligations you never saw. A dispute lands on those clauses first.
This is meALREADY COVEREDMany package policies include some legal cover. Whether it reaches the work you do now is the real question.
This is meIs your doubt about your own income, not a dispute? Disability cover for the self-employed
Where it stops
Eight kinds of dispute sit outside most standard policies.
Timing has a hard edge too. An existing or looming dispute cannot be insured and a waiting period usually applies first.
Every policy draws these lines its own way. The line that surprises most owners is the border: work with foreign clients or suppliers and a dispute can fall outside standard cover. You get your policy read clause by clause, with a check on whether your insurer can add cover abroad. Look at the maximum the insurer pays towards external costs too.
Advice on the insurance is yours to take at your own pace. We sell nothing and you sign nothing before you are ready.
We listen: your clients, your contracts and your current cover. No cost, no obligation.
You get your policy conditions checked against how you work now, with any gap named.
You see a written overview of your situation and current cover, ready for our associated company to advise on.
From here our associated company takes over: they advise on the insurance, arrange it and take it out with you.
A real dispute never asks which module it belongs to. We translate between the two: your work, your counterparties and the cover that fits.
Your legal cover
Book a free call for a reading of your cover and contracts against what fits. The fee goes in writing first.
What's included
A dedicated advisor
Written advice before you decide
Help in English or Dutch
Advice options
Every route starts with the free call. You decide once the fee is on the table.
ONE CONTRACT OR DISPUTE
One focused reading of a single contract or a looming dispute. You get the advice in writing.
YOUR CURRENT COVER
A focused reading of your current cover against your contracts and counterparties. You get the gaps in writing.
YOUR WHOLE BUSINESS
A review of legal cover, liability and income risk, with your tax position placed beside it.
You hear the exact fee in the first call, before any work starts. The insurance itself carries no separate invoice. Legal expenses cover is non-life insurance. The insurer's premium includes a commission. You hear the exact amount before the policy is final.
What it costs depends on how many covers and contracts go into the reading. The first call is always free and you decide afterwards, in your own time. The insurance is then arranged or changed for you.
Insurance advice is provided by our associated company A&H Finance. They advise you, arrange the insurance and invoice you. Your agreement for this advice is with them and they are responsible for the service. TaxSavers introduces you and is not a party to that agreement. Do you have a complaint about the advice? Raise it with them first. If you do not reach a solution together, you can take it to Kifid. They are registered there and have accepted binding advice, so a Kifid ruling binds them.
Frequently asked
Short answers first, detail in the call. Your question missing? Ask Kim
Reviews
Great experience. Prompt response. Very convenient. I didn't have to do anything other than uploading documents. Everything was taking care of!
Well, the people who work there really know a lot about tax matters. No unnecessary questions and super-fast handling. Highly recommended. And it was a very complicated tax return.
Great and timely support for tax returns, definitely recommended
“A policy is easiest to read before a dispute puts it to the test. Then you see in calm weather how far it reaches.”
Kim van der Manden
Direct contact
No call centre and no ticket queue. Kim works for A&H Finance, our associated company. She reads your situation and explains without jargon. We introduce you and she stays beside you afterwards.
Pick a slot this week. No cost, no commitment.
Send your question when it suits you. We come back with a clear answer.
Call +31 20 2170120 and ask for Kim.
