Contents, buildings and liability, side by side across insurers and checked against what your home and mortgage require. We explain what that means in plain English. The insurance is arranged for you. We take on the tax that follows.
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What's covered
Dutch home insurance covers two things: contents and buildings. Contents (inboedel) protects your belongings. Buildings (opstal) covers the structure you own. Liability (AVP) is a separate policy for damage you cause to others. Renters can skip buildings. You will find the other covers on the insurance overview.
Advice, application and closing
We compare insurers and advise on the cover your home needs. Our associated company arranges the policy you approve and handles a claim with the insurer when it happens.
What we do
We explain what each cover means in plain English. We make sure you understand the advice before you decide. We advise on your cover and pick up the tax that comes with your home. Owners with a mortgage can often deduct the interest in their tax return.
Your situation decides which covers you need. A mortgage lender will ask for buildings insurance, as our [mortgage advice](/en/mortgage/mortgage-advice) page explains.
Contents and liability. Your landlord covers the building.
Your mortgage lender requires buildings insurance before completion. Buying an apartment? Then the VvE, the owners association, mostly arranges buildings cover.
The full set, checked for gaps and double cover. Already insured? See if switching pays off. In an apartment, the VvE usually covers the building.
We look at your home, what you own, and any mortgage that applies.
You get cover compared across insurers and matched to your situation. We handle this comparison for you.
We advise you. Our associated company A&H Finance then arranges the insurance and takes it out with you.
Life changes and rules change. You get your cover reviewed and any claim handled for you. Leaving the Netherlands? We tell you what to cancel before you go.
“You shouldn't have to work this out alone. I look at it with you and arrange the right cover.”
Kim van der Bijl
Your advisor
A real person looks at your home, your mortgage and your family. If your situation changes, so does your cover.
We give the insurance advice. The application and closing run through our associated company. Do you have a complaint about the advice? Raise it with us first. If we do not reach a solution together, you can take it to Kifid, the Dutch complaints institute for financial services. A Kifid ruling is binding.
Quick questions welcome
Your premium depends on your home and cover.
For a rented home
For your own home
For homeowners wanting all-risk cover
One conversation, your whole picture
Home cover is where your mortgage and your household meet, checked against what your lender requires and what you actually own. Tax follows the home too, so we look at your tax return alongside.
Buying with a mortgage
Arranging your mortgage? Your buildings insurance is in place before completion. One conversation, both sorted.
New to the Netherlands
Filing your first Dutch tax return with us? Your contents and liability cover get arranged at the same time. So you're properly covered, without the paperwork piling up.
Reviews
Excellent service. Professional, knowledgeable, and provided clear, practical tax advice tailored to my situation.
Super helpful and professional team. They explained everything step-by-step. Highly recommended!
It was really easy and the pleasant to work with TaxSavers. I really recommend it if you need help with your taxes and I would like to thank Marcin for being so kind and helpful!
Book your free call. We explain what each cover does and what it costs.
What's included
Premium in view before you decide
Explanation in English or Dutch
Fits your mortgage and your situation
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