Our associated company, a separate licensed advice firm, arranges the mortgage. We take on the tax that follows. 30+ lenders compared for you. You meet an advisor who speaks your language. Internationals welcome.
Run our free quick scan and see what you can borrow, in under 3 minutes.
1,500+ Google reviews
30+
Dutch lenders compared
20,000+
internationals helped since 2018
Answer a few questions about your income, the 30% ruling and the home you want. You get an indicative borrowing estimate and a tailored next step, in under 3 minutes.
This is a guide amount, your advisor determines the exact figure. You pay the buyer costs and any overbid from your own savings.
Your indicative result
Example≈ €1,794 / month · 30-yr fixed at 3.8% (example rate)
Budget breakdown
Max borrowing capacity
€385,000
indicative
Buyer costs
from €7,000
notary, valuation and advice, plus transfer tax if it applies
Monthly payment
≈ €1,794
estimated
NHG possible
Yes
where eligible
Response to your request
1 working day
after the scan
What we do
30+ lenders compared for you, including specialists who work with internationals. You see your situation translated into terms a Dutch lender understands: your gross-and-net income with the 30% ruling, your contract type and any foreign assets. Your residence or work permit and how long it is valid count too. No Dutch credit history yet? That does not block a Dutch mortgage.
You meet your advisor by video or in Amstelveen, in your language. Is the home on leasehold? Our erfpacht guide explains what that means for your mortgage. The application gets prepared and every lender request followed up. Leaving the Netherlands before you sign? Tell your advisor early so they can check your options with the lender. A shorter residence permit does not always limit your mortgage term, ask early.
You choose the home. You get the mortgage arranged and stay posted throughout.
Mortgage advice is provided by our associated company A&H Finance. They advise you, arrange the mortgage and invoice you. Your agreement for this advice is with them and they are responsible for the service. TaxSavers introduces you and is not a party to that agreement. Do you have a complaint about the advice? Raise it with them first. If you do not reach a solution together, you can take it to Kifid (the Dutch financial-services complaints body). They are registered there and have accepted binding advice, so a Kifid ruling binds them.
Answer a few quick questions about your income and the home you want.
By video or in person in Amstelveen. Your advisor maps your situation with you.
Your advisor at our associated company advises on the mortgage and arranges it with you.
Briefing for the notary appointment and support on the day.
FOR FIRST-TIME BUYERS
Starter schemes are worth real money. Book your mortgage call and your advisor checks which apply to you.
Under 35 and buying a home to live in yourself? The home may not be worth more than €555,000. You must also not have used the exemption before. Meet both and you pay no transfer tax, worth up to €11,100.
How the exemption worksNHGThe 2026 NHG limit is €470,000, and it rises to €498,200 if you also finance energy-saving measures. You pay 0.4% once, and lenders usually price NHG loans lower.
Get your personal priceSTARTER LOAN (STARTERSLENING)A loan from your municipality, on top of your mortgage. It runs to 20% of the purchase price. There are no monthly payments in the first three years. Not every municipality offers one.
Ask about my municipalityFAMILYIn 2026, parents can give €33,129 once, tax free, while you are between 18 and 40. Lending within the family is the other route, and it has its own rules. Gifts from parents abroad can follow other rules, so ask your advisor.
How a family mortgage worksYOUR NUMBERSYour income, your contract, any student debt and the 30% ruling each move the figure. Buying with a partner? Both incomes count in full. The quick scan gives you yours in three minutes.
Get your personal price
“I guide you through your first Dutch mortgage, calmly and in plain English. Even when your situation is international.”
Tim van Hulst
Your advisor
Tim works for A&H Finance, our associated company. They give the mortgage advice itself, Tim is your steady contact and guides you to them. No call centres, no queue.
Message an English-speaking advisor from your phone.
Speak to a mortgage advisor about your first home.
Send your question and your advisor picks it up.
One bank judges your income only one way. You never learn if another lender would say yes.
Lenders in the comparison
Selected lenders shown. Availability depends on your situation. TaxSavers does not give or arrange this advice.
Pricing
Not sure where to start? Run the free quick scan or book your mortgage call.
BUYING YOUR FIRST HOME
30+ lenders compared, your application prepared and guidance through to the agreement.
INTERNATIONAL INCOME OR ASSETS
One team for your mortgage and your Dutch taxes, built for international situations.
The quick scan and the 30-minute mortgage call are free. No card, no catch.
Mortgage lenders pay no commission for this advice. See how we're paid →
The full mortgage covers lender comparison, your application and the notary briefing. The bundle adds tax help.
Reviews
Very good and prompt service for my 30% ruling application. Menno worked in an agile manner in the application and communication, which facilitated the success of the application.
Jesse is super helpful and kind. The communication has been always smooth and easy. Recommended
Great team and experience. I appreciated the support during each step and the clear communication
Frequently asked
The questions we hear most in a first call. Yours not here? Ask your advisor
First-time buyer mortgage
Three minutes for the scan. Thirty for the mortgage call. From there, advice and arrangement take over.
What's included
Lenders compared and explained in writing
A price agreed in writing before we start
Help in English or Dutch
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