Wealth tax

Is your wealth declared as it should be?

Q: Does the Netherlands have a wealth tax?

There is no separate wealth tax. Your assets fall in Box 3. The tax applies to the assumed return, never to the assets themselves. People still call it a wealth tax, but strictly it is not one. That difference matters as soon as you compare countries.

Q: My accountant already declares my foreign assets. What would you check?

How it was declared, not whether it was declared. We look at the valuation, at whether relief for tax paid abroad was applied and at whether the actual-return route fits.

Q: Can you look at earlier years?

We can look at them. Whether an earlier year can still be corrected depends on the year and on the assessment. What we can always do is check whether it was right. Then you know where you stand.

There is no separate wealth tax here. Box 3 taxes a return the Belastingdienst assumes you made on what you own.

We check what you hold in the Netherlands and abroad, then how all of it is declared.

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Written by

Menno van der MadeHead of Tax - Tax Consultant

Reviewed by

Jessy te PaskeHead of Client Success

Updated 6 October 2026

1 working daywe reply, every time

In writingevery check ends in a written outcome

Box 3

What Box 3 taxes and what we check

Box 3 taxes an assumed return, not the return you actually made. It does not tax your wealth itself either. Savings, investments, a second home, crypto and money owed to you all fall in Box 3.

The Belastingdienst (the Dutch tax authority) splits what you own into groups. Each group gets its own assumed percentage. Every person also has an amount that stays untaxed. Fiscal partners (for example a married couple) have double that amount. Those percentages and that amount are set per year. We work with the figures for the year your return covers.

There is a second route. You may declare the return you really made, if that turns out lower for your whole position. That is the so-called opgaaf werkelijk rendement: you prove your actual return instead of accepting the assumed one.

If you hold the 30% ruling, foreign savings and investments no longer fall outside Box 3. We check what that changes for you. Our 30% ruling guide sets out what it covers. Did you arrive in the Netherlands during the year? Then your first year needs its own check. Leaving the Netherlands this year works differently too, and we check that as well.

We look at what you hold and where it sits. Then we check how it is valued and whether relief for tax paid abroad was actually applied here.

Read about what Box 3 covers Read about declaring your actual return

Your situation

Which part of your position should we look at?

Six of the components people ask us about most. Each card goes to the guide that explains it. Holding several at once is where it gets complicated. Read about assets you hold abroad

BOX 3

Savings and investments

What you hold on 1 January counts for that year. Your first year in the Netherlands works differently and so does the year you leave. Part of what you own stays untaxed.

Read about what Box 3 covers PROPERTY ABROAD

A home in another country

You declare the home at its market value. The country where it stands usually has the taxing rights. The home you live in falls under Box 1, the box for income from work and home.

Read about a second home abroad FOREIGN BROKER

An investment account abroad

We check whether the account is reported here. We also check whether the tax on your dividends was credited.

Read about assets you hold abroad ACTUAL RETURN

Your actual return instead

This route counts across your whole position, not one part of it. We work out whether it fits you.

Read about declaring your actual return CRYPTO

Coins and tokens

Crypto falls in Box 3, next to your savings and investments. Your exchange overview has to show your balance on 1 January.

Read about crypto in Box 3 FAMILY WEALTH

An inheritance from abroad

What you inherit becomes part of your Box 3 position. We also look at what the other country already taxed.

Read about an inheritance from abroad

Holding assets through your own company? Then we look at it from the business side. Tax advice for entrepreneurs

The wealth check

Four steps, one clear answer

We scope the check before it starts, so you know what you are buying. We also tell you when to expect the outcome.

Step 1

You tell us what you hold

A short list of what you own and where. No documents yet.

You leave with a scoped check and your price agreed before anything starts.

Step 2

We read your position

A dedicated advisor goes through the position you scoped with us, here and abroad.

You leave with one advisor who has seen all of it, not one part.

Step 3

You get it in writing

The findings set out point by point, in plain language. On the tax-advice route, we then go through them with you in a meeting.

You leave with a document you can act on or hand to your own advisor.

Step 4

You decide what happens next

Act on it yourself, hand it to us or leave it. Nothing follows automatically.

You leave with the choice, with the facts in front of you.

Ready to have your position checked?

We check earlier years as wellNo commission on products

Check your wealth position or call +31 20 2170120

Replies within one working day

“Most people come to us because something feels unclear, not because something went wrong. My job is to say what is actually there. Then you decide.”

Victor van Gilse

Tax Consultant

EN · NLBox 3 and assets abroad

Your advisor

Speak to your tax advisor.

One dedicated advisor reads your whole position and stays with it afterwards.

Check your wealth position

THE CHECK

Tell us what you hold. We scope the check first.

Book your free call

FREE CALL

Twenty minutes with an advisor, before you decide anything.

Message us on WhatsApp

A quick question about one asset? Send it over and we'll answer.

Call us

PHONE

Call +31 20 2170120 and ask about Box 3.

+16

Tax advice · Amstelveen

Pricing

What it costs and how we agree it

Wealth work is not a separate product. It rides on your tax return or on tax advice from €750.

Some of this work runs through your tax return. That return has its own price, from €225 on your own and €325 together. See what a Dutch tax return costs

We advise on tax. We do not advise on investments or pensions. Our associated company gives pension advice.

How we price · What you get · What we quote separately

You get the price in writing before any work starts. We do not earn commission on products, so what we advise follows your situation. If your position turns out wider than we scoped, we say so. We quote the extra work before we do it.

Second opinion

They know your Dutch situation We know the border

An advisor who knows the Dutch rules may not know treaties and foreign valuation. A second opinion takes one check and tells you whether anything is worth changing. Filing here for the first time? Then we start from your position instead.

Without a second look

With TaxSaversOur way

Valuation

Without a second lookThe foreign value you supply is entered as given

With TaxSaversWe check how the foreign value was set for Box 3

Double tax

Without a second lookTax paid abroad is assumed to have been settled here

With TaxSaversWe check whether the relief was actually applied in your return

Actual return

Without a second lookThe assumed return is taken as the only option

With TaxSaversWe work out whether the actual-return route fits your position

Earlier years

Without a second lookLast year's return is the reference for this one

With TaxSaversWe look at whether earlier years still hold up

Dutch situation only

Check your wealth positionYou're not committing to anything.

Reviews

What internationals say

Read all 1,500+ reviews on Google

Extremely clear explanations and tailored advice. I would recommend.

Mylene Noual

Tax advice · October 2025

Marcin and the rest of the team have been really helpful with our tax return.

Alex Ch

Income tax return · July 2026

Communication with them was fast and clear. They keep their agreements and it's very pleasant to work with them.

Pieter Bakker

TaxSavers experience · January 2026

Translated from Dutch

Frequently asked

Wealth tax questions, answered

Five questions we hear most in a first conversation. Yours not here? Ask Victor

Does the Netherlands have a wealth tax?

There is no separate wealth tax. Your assets fall in Box 3. The tax applies to the assumed return, never to the assets themselves. People still call it a wealth tax, but strictly it is not one. That difference matters as soon as you compare countries.

My accountant already declares my foreign assets. What would you check?

How it was declared, not whether it was declared. We look at the valuation, at whether relief for tax paid abroad was applied and at whether the actual-return route fits.

I already pay tax on my property abroad. Am I paying twice?

Paying in two countries does not mean the relief was applied. The Netherlands gives relief for property taxed abroad. It only works if it is claimed correctly in your return. We check whether it was.

Can you look at earlier years?

We can look at them. Whether an earlier year can still be corrected depends on the year and on the assessment. What we can always do is check whether it was right. Then you know where you stand.

What does wealth tax work cost?

As tax advice, this work costs from €750, including 21% VAT. Through your tax return, you pay the price of the return, from €225. We agree the scope before we start.

Your wealth position

One check. Then you know

Tell us what you hold and where. We do the rest. What you do with the outcome is your call.