New to the Netherlands? You need Dutch health insurance within four months. We fit the cover to your situation. Our associated company arranges it. We explain it in plain English. The four months start on the day you arrive.
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Your cover
Dutch basic health insurance covers the same care at every insurer: GP, hospital and prescription medicines. The difference is what you pay and what you add. Your deductible is the amount you pay yourself before the insurance covers the rest. In 2026 the deductible starts at €385 a year (Rijksoverheid, checked September 2026).
Arranging the insurance is one part. We take on the tax that follows.
Advice, application and closing
We compare insurers and fit the cover to how you actually live. We match your deductible, your supplementary cover and your policy type. Our associated company then arranges the policy.
What we do
We explain your options in plain English. And we check your zorgtoeslag, the Dutch healthcare allowance, at the same time.
You have four months to arrange Dutch health insurance, done well before the deadline. A foreign or travel policy does not replace this cover. Those four months count from your arrival date.
Still on your first policy? You find out what it costs you and what you actually use.
Children under 18 join your policy free, with the family's cover recalibrated in one go.
We look at your situation, your care use and your allowances.
You see a comparison of insurers, matched to how much care you actually use.
We advise you on the insurance. Our associated company A&H Finance then arranges it and takes it out with you. We check your zorgtoeslag entitlement.
Premiums change every year. A cover review happens before the switching season closes. You cancel by 31 December and choose new cover by 31 January.
“Health insurance shouldn't be a yearly puzzle. I explain it and I check your zorgtoeslag.”
Kim van der Bijl
Your advisor
We look at your income, your tax and your zorgtoeslag. Your cover stays in step as your situation changes.
We give the insurance advice. The application and closing run through our associated company. Do you have a complaint about the advice? Raise it with us first. If we do not reach a solution together, you can take it to Kifid, the Dutch complaints institute for financial services. A Kifid ruling is binding.
Quick questions welcome
You pay the premium to the insurer. The amount depends on your choices. The price of the advice is available on request.
For just the mandatory cover
For dental, physio or glasses
For partners and kids in one go
Your health insurance touches your income and your allowances. We see your whole situation.
New to the Netherlands
Arranging your tax return with us? You get Dutch health insurance sorted within the four-month deadline, plus a zorgtoeslag check in the same go.
Settled, never switched
We file your return every year. Each autumn your cover gets a review and we check your allowance. You decide, and it gets arranged.
Very competent and patience. Explained me in details all that was relevant to me. I am very happy with the service received.
Responsive service and clear explanations. Smooth experience from start to end. Thank you Tax Savers!
Great experience. Bram answered all of my questions and filed the tax return smoothly.
What's included
Fitted deductible and extras
Zorgtoeslag entitlement checked with your income details
No policy without your go-ahead
Your tax and your cover in one conversation
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