New to the Netherlands? You need Dutch health insurance within four months. Our associated company, a separate licensed advice firm, fits the cover to your situation and arranges it. We explain it in plain English. The four months start on the day you arrive.
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Your cover
Dutch basic health insurance covers the same care at every insurer: GP, hospital and prescription medicines. The difference is what you pay and what you add. Your deductible is the amount you pay yourself before the insurance covers the rest. In 2026 the deductible starts at €385 a year (Rijksoverheid, checked September 2026).
Arranging the insurance is one part. We take on the tax that follows.
What our associated company does for you
They compare insurers and fit the cover to how you actually live. They match your deductible, your supplementary cover and your policy type. Then they arrange the policy.
What we do
We explain your options in plain English. And we check your zorgtoeslag, the Dutch healthcare allowance, at the same time.
You have four months to arrange Dutch health insurance, done well before the deadline. A foreign or travel policy does not replace this cover. Those four months count from your arrival date.
Still on your first policy? You find out what it costs you and what you actually use.
Children under 18 join your policy free, with the family's cover recalibrated in one go.
We look at your situation, your care use and your allowances.
You see a comparison of insurers, matched to how much care you actually use.
From here our associated company takes over: they advise on the insurance, arrange it and take it out with you. We check your zorgtoeslag entitlement.
Premiums change every year. A cover review happens before the switching season closes. You cancel by 31 December and choose new cover by 31 January.
“Health insurance shouldn't be a yearly puzzle. I explain it and I check your zorgtoeslag.”
Kim van der Manden
Your advisor
We look at your income, your tax and your zorgtoeslag. Your cover stays in step as your situation changes.
Insurance advice is provided by our associated company A&H Finance, where Kim works. They advise you, arrange the insurance and invoice you. Your agreement for this advice is with them and they are responsible for the service. TaxSavers introduces you and is not a party to that agreement. Do you have a complaint about the advice? Raise it with them first. If you do not reach a solution together, you can take it to Kifid. They are registered there and have accepted binding advice, so a Kifid ruling binds them.
Quick questions welcome
You pay the premium to the insurer. The amount depends on your choices. The price of the advice is available on request.
For just the mandatory cover
For dental, physio or glasses
For partners and kids in one go
Your health insurance touches your income and your allowances. We see your whole situation.
New to the Netherlands
Arranging your tax return with us? You get Dutch health insurance sorted within the four-month deadline, plus a zorgtoeslag check in the same go.
Settled, never switched
We file your return every year. Each autumn your cover gets a review and we check your allowance. You decide, and it gets arranged.
Enormously well helped by Kaylee and the BelastingBespaarders team, everything was clearly explained and guided. I was able to fully hand off my tax return without any hassle!
For the price you pay, this service is really good, professional and efficient. They guide you through the process in a transparent and clear way. I totally recommend!
Being new to The Netherlands, filing my personal tax return was a little daunting. Jessy at taxsavers was an excellent guide and incredibly helpful.
What's included
Fitted deductible and extras
Zorgtoeslag entitlement checked with your income details
No policy without your go-ahead
Your tax and your cover in one conversation
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