Free · 20 min
Tell us what your business does
Who your clients are, what contracts demand, where you work. That is all we need to start.
You leave with a clear picture of your real risks, in plain language.
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Five covers on the menu. Our associated company, a separate licensed advice firm, tells you which, foreign clients and work abroad included. It arranges the insurance too. We take on the tax that follows.
Business covers
For most Dutch businesses, no business insurance is legally required. The law requires two things: national insurance contributions, paid through your income tax, and standard health insurance. There are two exceptions. A car or property in your business's name must be insured, and some professions must carry professional liability cover by law. Our associated company discusses those mandatory covers in the same conversation.
Everything else is a choice. The real question is not what is mandatory, but which risk could stop your business tomorrow. That list is shorter than most menus suggest. Working with foreign clients or abroad changes that list. Dutch policies often limit cover abroad, so your advisor flags your foreign work early.
One conversation
For many freelancers the same conversation covers more: income protection, pension and the tax on your business income. You tell your story once. We also look at what your premiums do to your tax return. Whether a premium is deductible depends on the cover. Premiums for business covers, such as liability cover, are business costs. You deduct income protection premiums in Box 1 if the benefit is paid in instalments.
Who does what
Advice and arrangement
Our associated company handles this.
The covers
Five covers, each for a different risk. Not sure which fit how you work? Book your free call, and we look at it together.
No forms to fill in first. You talk, we listen, and the advice names covers, not products.
Who your clients are, what contracts demand, where you work. That is all we need to start.
Our associated company weighs what could stop your business, at home and across the border. It shows where cover stops when you work abroad. It also checks your current covers for gaps and overlap.
You hear what each cover does and what the advice involves before you commit.
Pricing
In the first talk, your advisor goes through the covers that apply to you. Which ones matter differs per business.
A configurator (the insurer's pick-it-yourself menu) works when you already know exactly what you need. Most business owners don't, and that is normal.
Frequently asked
The seven questions business owners ask us most. Yours missing? Ask your advisor
Your next step
Book your free call. Twenty minutes about your business. You leave knowing where you stand.
What's included
The tax side of your premiums included
Only the covers you actually need
Financial damage from advice or a professional mistake. Required by law in some professions.
Protecting your own income if you cannot work? Disability cover (AOV) for the self-employed
Our associated company gives the advice, arranges the insurance and takes it out.
Insurance advice is provided by our associated company A&H Finance. They advise you and arrange the insurance. Your agreement for this advice is with them and they are responsible for the service. TaxSavers introduces you and is not a party to that agreement. Do you have a complaint about the advice? Raise it with them first. If you do not reach a solution together, you can take it to Kifid. Kifid is the Dutch complaints institute for financial services. They are registered there and have accepted binding advice, so a Kifid ruling binds them.
Mandatory covers named in the same call
Reviews
Menno was really helpful during our Teams chat, he took me through all the viable options in a clear and concise way. P.B.
Danielle and Mia did a great job, easy, smooth and clear ! Thank you! See you next year
Professional and quick advice, and very responsive & informative consultants. Highly recommended!
“"Most business owners are over-insured on one risk and uncovered on another. One conversation usually brings both to light."”
Kim van der Manden
Your advisor
Bring a contract, a question or nothing at all. Kim works for our associated company. She maps the risks that could hit your business and points out the covers worth having. Your policy terms stay Dutch. She translates the clauses that decide a claim.
Pick a moment this week. Your advisor calls you.
Send your question. An advisor answers personally.
+31 20 2170120, Mon-Fri.
