PersonalBusiness
TaxSavers Financial Services
Topic

Expat mortgages

Mortgages for internationals in the Netherlands: how lenders treat foreign income, the 30% ruling and residence status when you apply.

1 article

All articles30% ruling1Box 35Buying a home1Cross-border1Deductions3Homeownership1Tax updates2
Financial partner for internationals

Expat mortgages

The 30% ruling and your Dutch mortgage — what lenders really do

A short, practical read on how the 30% ruling affects what banks will lend you — and the three questions that change the answer.

Written byTim van Hulst1 min
Clarity · twice monthly

Your money in the Netherlands, explained.

What's changing in Dutch tax, mortgages, insurance and pensions. In plain English, from advisers who explain it every day.

  • Free
  • A 3-minute read
  • No sales pitch

You’re signing up for Clarity, the TaxSavers newsletter on Dutch tax, mortgages, insurance and pensions. Twice a month, unsubscribe in one click. Read our privacy notice.