Your mortgage as a business owner, read the way your figures actually work.

A lender rarely turns down an entrepreneur on income alone. We prepare BV and ZZP tax returns for thousands of entrepreneurs. Translating your figures into a lender-ready income file is work we already do. What trips a file up is salary, dividend and company result presented as three separate numbers instead of one story. Read how we handle a BV's tax return or bring your accountant's figures, both work.

Director-shareholder of your own BV: your salary, dividend and retained profit each say something different about your income. A lender wants to see how they add up, not just that they exist. Freelancer: your year reports carry the same weight a payslip does for a salaried buyer, once they are presented right.

You run the business. We build the income file behind your mortgage, and keep the tax return that follows in the same hands.

On a residence permit tied to your own BV? We show lenders how that fits alongside your income file.